WFG for You Whether you’re just starting out or are on the road to retirement, Winters Financial Group provides services to guide clients through every stage of life. 25-30 Have you started thinking about strategies for your financial future? Now is the time to start planning and saving—when you’re young so your success can grow and multiply. Rick has extensive resources and experience to set you on the correct financial path. 30–40 You’re buying a car, a house, a boat—whatever! Did you get the right insurance? Rick will help you understand which policies you need to avoid potential gaps in coverage—so you can cherish and safeguard your treasures and develop a sound plan for the future. 40-early retirement Rick is here to discuss your goals, potential living expenses, and ideal retirement date—so you can plan right now and be ready for whatever the future may bring. Retirement The time has come—you’re ready to retire. Is everything in order? Are there any loose ends you need to tie up? Talk to Rick and get the peace of mind you need to rest easy.